Welcome to Paforons Projects & Consultancy
We try to look after ourselves and our valuables as best we can but we don’t know what the future holds and which risks we’ll face each day.
Personal insurance for you and your family
Paforons helps you find your way through life’s ups and downs by providing insurance solutions based on nearly 100 years of experience.
Our promise of insurance good and proper means we take the time to understand the risks you face and consider the solutions best suited to your needs.
The benefits of insuring with us
Paforons Insurance is the insurer of choice for millions of South Africans countrywide. We help keep you safe by delivering insurance good and proper.
Personal insurance options
Your vehicle is an essential part of your life. Make sure you are covered against potential car emergencies that could affect your livelihood with our comprehensive personal vehicle insurance.
Our 24/7 SOS service supports you through life’s little and large car and household emergencies.
Every third South African home is underinsured by at least 30% today. We help you assess the correct replacement value of your house to ensure that your valuables are sufficiently covered.
Take advantage of our dedicated watercraft insurance for peace of mind in and out of the water. This solution covers motorboats, jet-skis and wet bikes and includes loss or damage to watercraft equipment, standard fittings and accessories.
Underinsured building cover remains a common but expensive insurance oversight. Our comprehensive building insurance offering considers all the risk scenarios that your home or buildings are exposed to and helps you find the most appropriate solution for your home.
Underinsured building cover is a common yet expensive insurance oversight. Use our online calculator to determine if your house and other building structures are sufficiently covered.
Get great deals through our partners
Benefit from the range of our service providers that offer exclusive discounts on services that will improve the safety and security of you, your family and possessions.
Cover for connoisseurs
Personal legal liability
Personal legal liability provides insurance cover if you are legally responsible for the accidental death of illness of or injury to someone who is not a member of your household. This cover includes your legal responsibility for accidental physical loss of or damage to someone else’s property or belongings.
Legal costs and expenses
This option provides cover for any personal legal costs and expenses. This includes legal defence costs of family matters as well as criminal, civil or labour court actions.
Extended personal legal
liability
No matter where you go in the world, we will ensure that you are covered against eventualities which you are not covered for under our Personal legal liability section.
Personal accident
We provide cover for your accidental death or permanent disability as a result of bodily injury due to, and within 12 months of an accident.
All Risks
We carry expensive lifestyle items and other valuables with us every day. Our All Risks solution provides cover for loss of or damage to items you normally wear or carry with you outside your home.
Our All risks section includes cover for:
Clothing and personal effects - the clothes you wear, as well as the personal items you carry with you, including personal sporting equipment; and
Specified items – items that need to be specified for cover, based on their correct value. This includes keys, locks, remote control units, certain collections, bicycles, laptops, tablets and cellphones. All specified items will be reflected in your policy.